Programme health updated.
31 of 42 SMEs improved their MGS record this month.
Top blockersBankability · Compliance · Customer proof
11 ready for Supplier Readiness.
Export donor report FOR GOVERNMENTS AND PROGRAMME OPERATORS
Know whether the SMEs you support are actually getting stronger.
Mothusi gives governments, donors, DFIs, and programme operators a live evidence layer for SME development. Every supported business has an MGS growth record showing maturity tier, evidence confidence, issue clusters, financial discipline, readiness, and next actions. As SMEs complete interventions, upload evidence, attend field visits, update monthly reports, or prepare funding packs, their record updates, giving programme teams real-time visibility into company health and programme impact.
Designed for institutional procurement, programme reporting, and ministerial review.
See whether SMEs are getting stronger while the programme is still running.
Programmes are designed around five simple stages, with three evidence-graded gate checks each. Stages describe the support journey institutions design; MGS measures the business maturity that moves underneath. Programme teams keep delivery simple and reporting comparable. The same SME can be in Stage 4 of your programme while still being Operating in MGS. That separation is what makes cohort-to-cohort and programme-to-programme comparison defensible at ministerial review.
- 01
Baseline
Understand where each SME is starting from.
- 02
Build the Record
Get the core business record into shape.
- 03
Close the Gap
Target the main blocker (intervention).
- 04
Unlock Opportunity
Turn progress into readiness.
- 05
Prove Progress
Show what changed.
MGS measurement layer underneath. Programme stages describe the support journey. MGS tiers (Forming, Operating, Established, Scaling, Institutional) measure the business maturity that moves beneath every stage.
STAGE 3 OF 5
Close the Gap
Bankability Gap
Books are weak, no rolling monthly close, bank evidence incomplete.
Connect bank feed and close out cash forecast.
Moves bank evidence to live-data verification and clears the final gate item.
- Books document-verified
- Bank feed connected to live data
- Cash forecast signed off by mentor
Schedule a 30-minute working-capital readiness review with the finance mentor this week. After the cash forecast is signed off, the SME exits Stage 3 and Mothusi will assemble a draft funding pack for the Bankability pathway.
AUTOMATED INTERVENTION PLAN
Bonolo Logistics - Bankability Gap
Books quality is weak; no rolling monthly close; lender keeps declining on financial discipline.
- 1Reinstate monthly close with bookkeeper; reconcile prior 3 months.
- 2Connect open-banking feed to move revenue evidence to live-data verification.
- 3Produce 6-month rolling cash forecast and runway view.
Last 6 months of bank statements; latest management accounts; signed Northam contract.
Working-capital readiness review with finance specialist; close out cash-forecast gate item.
Most SME programmes are funded before anyone can prove what changed.
Attendance, completion, and disbursement are easy to report. But they do not show whether a business became healthier, more ready, more compliant, more fundable, or more capable of winning customers. Programme owners need a live view of company health, not only at the end of a reporting cycle, but while there is still time to intervene.
Attendance reports
Show participation, not change. Funders increasingly refuse to accept them as outcome evidence.
End-of-programme reporting
Arrives after the cohort is over. Programme teams lose the chance to course-correct while the work is still live.
Cohort comparison
Is hard to do credibly when each programme uses its own metrics, its own scales, and its own definitions.
Ministerial review
Demands defensible outcome data per programme, per region, per cohort, and per intervention type.
Track company health while the programme is running.
Mothusi gives every supported SME a live MGS growth record. Programme teams can see which businesses are improving, which are stuck, and which need a different intervention before the programme ends.
- MGS tier movement
- MGS score movement
- Evidence confidence
- Issue cluster concentration
- Financial discipline
- Compliance freshness
- Customer and revenue proof
- Finance readiness
- Intervention completion
- Next best action
Business health, not just programme activity.
- 01
Maturity
Where each SME sits now and whether it is moving.
- 02
Evidence confidence
Which claims are self-reported, document-supported, verified, or third-party reviewed.
- 03
Issue clusters
The blockers holding cohorts back: bankability, market proof, compliance freshness, team and governance.
- 04
Readiness
Which SMEs are ready for funding, supplier programmes, procurement exposure, or further support.
- 05
Movement
What changed after an intervention: levers improved, evidence added, blockers reduced, tier movement achieved.
The capabilities that close the gap.
- 01
Programmes targeted by tier, issue cluster, and score range
Every programme declares its eligibility criteria up front: which MGS tier, which issue clusters it targets, which score range it accepts. Operators self-qualify; the programme intake is pre-filtered.
- 02
Cohort diagnostics by stage and issue cluster
See programme cohorts mapped to MGS tiers and issue clusters. Identify intervention need before delivery.
- 03
Contextual intervention design
Build programmes around target tier transitions, target levers, evidence outputs, and expected business movement.
- 04
Field verification at the operator level
Independent visits confirm progress. Programme claims become defensible at audit.
- 05
Evidence outputs per milestone
Each milestone produces structured artefacts that the operator owns and the programme can cite.
- 06
Minister-ready impact dashboards
Tier movement, levers improved, evidence created, finance readiness change, issue clusters resolved per cohort and per region.
Route the right SMEs into the right intervention.
Every programme declares the business stage, issue clusters, evidence requirements, and score range it is designed to move. SMEs that match can apply with their MGScard and evidence manifest. SMEs that do not match see what must improve first. This prevents programmes from filling seats with the wrong businesses, and makes it possible to measure whether the intervention moved the cohort it was designed for.
- 01
Define the programme criteria
Programme officer declares the target tier, the issue clusters the programme closes, and the score range it accepts. Mothusi enforces these as intake filters.
- 02
Eligible operators self-discover
Operators whose MGS state matches the criteria see the programme listed as a match. Operators outside the criteria see a clear "not yet a match" explanation.
- 03
Operator taps Apply
A single tap sends the operator's MGScard, growth record snapshot, and signed evidence manifest to the programme intake.
- 04
Officer reviews evidence
No forms to read. The officer reads pre-qualified evidence at the appropriate confidence rungs, with the issue clusters and lever positions already visible.
Operators outside the criteria are never silently rejected. They see the specific gap (tier, cluster, score range) that would qualify them, with a path to closing it.
Eight tools that change how programmes are designed, delivered, and reported.
Programme officers stop building outcome reports in spreadsheets. These tools cover the full programme lifecycle, from cohort design through impact reporting that survives external audit.
- 01PROGRAMME DESIGN
Tier, cluster, and score-range targeting
Declare programme eligibility up front. Mothusi enforces the criteria as intake filters; operators self-qualify; you stop reading forms.
What it produces- Target tier transition
- Target issue clusters
- Accepted score range
- 02PROGRAMME DESIGN
Cohort diagnostics
See operator distributions across tiers, clusters, and lever positions before intervention design. Identify intervention need at the cluster level, not operator by operator.
What it produces- Tier distribution
- Cluster concentration
- Lever heatmap
- 03INTAKE
Instant Apply intake
Pre-qualified applications arrive with the MGScard attached. The signed evidence manifest comes with the application. Officers review evidence, not assertions.
What it produces- MGScard
- Signed evidence manifest
- Growth record snapshot
- 04DELIVERY
Intervention library and matching
A maintained intervention catalogue (Bankability Sprint, Customer Discovery, Compliance Refresh, Governance Maturity Pathway) plus programme-specific overlays. Operators matched by their issue clusters and tier.
What it produces- Intervention catalogue
- Operator-to-intervention matching
- Delivery tracking
- 05DELIVERY
Field verification workflow
Structured field visits captured with GPS, photos, and verified actions per operator. The visit is part of the operator's growth record, not a clipboard exercise.
What it produces- Structured visit reports
- GPS-stamped evidence
- Action items per visit
- 06EVIDENCE
Per-milestone evidence outputs
Each programme milestone produces structured artefacts: documents, contracts, financial records, forecasts, audited statements. The operator owns the evidence; the programme cites it.
What it produces- Document store
- Milestone evidence per operator
- Cohort-level evidence aggregates
- 07REPORTING
Minister-ready impact dashboards
Tier movement, lever change, evidence created, finance readiness change, issue clusters resolved. Per operator, per cohort, per region. Ready for board, donor, or ministerial review.
What it produces- Tier movement
- Cluster resolution rates
- Finance readiness change
- Funding packs generated
- 08REPORTING
External audit support
Tamper-proof evidence chain with signed manifest at export. External auditors can verify the underlying data without contacting the programme.
What it produces- Hash-chain integrity
- Signed export manifest
- Independent verifiability
The signals this audience produces and consumes.
Different audiences read the same growth record differently. These are the specific signals this audience needs to capture, verify, or rely on.
- Cohort baseline assessments at programme start
- Field visit verifications across the cohort
- Tier movement and lever change per operator
- Issue cluster resolution rates per intervention path
- Funding packs generated and capital deployed downstream
- Sector-level intervention outcomes for ministerial review
Different stakeholders. Same source of truth.
| Audience | Value delivered |
|---|---|
| Programme officers | A design framework that produces measurable, defensible outcomes per cohort. |
| Government agencies | Sector-development outcomes visible across regions, cohorts, and intervention paths. |
| Donors and DFIs | Baseline-to-outcome reporting that survives external audit and stakeholder challenge. |
| Ministerial stakeholders | Cohort and regional outcomes in defensible, cited language. |
GET STARTED
Ready to deploy Mothusi for Governments and Programmes?
A briefing covers the deployment model, the integration surface, the data governance posture, and a working session against your specific operational reality. Not a marketing demo.
From business support to measurable enterprise development. Across sectors, countries, and real operating environments.